Auto Transport Insurance
Whether your vehicle is insured on the truck, and what to ask the carrier.
One of the most common questions about car shipping is insurance – more specifically, whether or not your vehicle will be insured when it is on the auto transport truck. Legally authorized auto transport carriers are required to have a minimum amount of liability and cargo insurance as mandated by the federal government. This means that your vehicle should be covered by the truck’s insurance for any damages sustained during the transportation of your vehicle. We here at Cruise Control Auto Transport make sure that all carriers that we work with have all their insurance paperwork in order and up-to-date before we book with them, and you can also request the insurance information of your assigned carrier when they pick the vehicle up.
If you ask a carrier for their insurance certificate they are required by law to present it to you. We recommend that you ask for this information upon pickup even if you’ve been told repeatedly that the carrier has insurance, just to be safe. However, sometimes vehicles are more valuable than what the minimum covers, so if you are concerned you should ask the carrier some of these questions to get the full scope of the insurance they provide:
- What type of damage is covered by the truck’s insurance?
- How much of the vehicle is covered? If damage occurs to the taillight, will that be covered?
- Does the insurance coverage come with a deductible? If so, how much is it?
- What is the limit of their coverage? Some carriers limit coverage to the market value of the car, so this is an important one.
- Can I purchase more coverage if I feel I need it?
These are common questions you can ask your carrier and they are obligated to answer you. Auto transport insurance will take precedence over any personal insurance, but it’s always a good idea to talk to your insurance company and find out what you can about their insurance coverage during transport, just in case. Carriers work to make sure that your vehicle is secured before they begin to transport it, but accidents do happen.
Ready to ship? Fill out the free quote request form and licensed auto transport companies will contact you with quotes for your route and dates.
What customers said
Wanted an enclosed carrier for my new car. Call made on Friday, car picked up on Tuesday, delivered on Friday, smooth transaction. I will use Cruise Control Auto Transport again. Great Service.
Andrew was exceptional in arranging my auto transport. We had a preliminary conversation in which he briefed me on the process and discussed the quote. When I called with a definite date, he had a carrier lined up in less than 2 hours. The car was picked up the next day. The carrier was very good, polite and prompt – I felt my car was in good hands. Even after the carrier had the car, Andrew still followed up to make sure I was satisfied. Thank you, Andrew, for very good service.
This is my second time shipping my vehicle with Cruise Control Auto Transport. I like how this company does a great job of being up front at the very beginning by explaining what to expect so there are no surprises. There were none once again. From pickup to delivery, Andrew was there to answer all my questions. Even on weekends! I have Cruise Control Auto Transport to thank for another excellent experience.